Second Chance Checking from Probity

Second Chance Checking from Probity is better because it has no overdraft fees!!! Most banks charge overdraft fees with their Second Chance Checking Accounts and most pre-paid debit cards nickel and dime you to death with fees. Get a real FDIC-insured checking account with one fair, predictable monthly fee and have a real second chance at checking.

We understand that times are tough! Just having bad credit is not something that will automatically disqualify you from getting a second chance checking account at Probity. Generally speaking, we open most accounts unless there is suspected fraud or has been a repeated history of excessive checking account abuse. Give us a try! We would love to work with you.

Second Chance Checking

Get Probity Checking and stop paying outrageous fees

All the tools you need to use your second chance checking account

With Probity Checking get the technology you need to manage your money

Why You'll Love Your Second Change Checking Account at Probity:

No Overdraft Fees
A Second Chance Checking Account with no overdraft fees means freedom from outrageous, unfair and unpredictable fees.

No Transaction Fees
Use your debit card, write checks, pay bills, and transfer money to any other checking account as often as you need.

No Minimum Balances
Open your Second Chance Checking Account, make a deposit and just start banking. There is no need to worry about keeping a minimum balance to avoid additional fees.

Free Overdraft Protection
Hey, it's hard to always know your exact balance every minute of the day. With Second Chance Checking, you can rest assured that we'll cover your transactions up to your overdraft limit ...and we will never charge an overdraft fee or other hidden fees.

Free Online Banking
Our Free Online Banking system is very cool and it donsn't cost an extra dime.

Free MasterCard ATM / Debit Card
Use your ATM / debit card anywhere in the world that MasterCard is accepted.

All for a single monthly price of $29.95