Probity Checking is the smart choice if:
- You're paying too much for your checking account because of overdraft fees;
- You want peace of mind knowing that you'll never be hit with expensive penalties for making small mistakes;
- You're too busy to always make sure that your money is in the right place at the right time. And, you're tired of paying outrageous fees.
Probity Financial Services is the only place you'll find that offers Free Overdraft Protection. That's no overdraft fees, no transfer fees and no interest. You can rest assured that your checks, ATM withdrawals and debit card purchases will be paid up to your overdraft limit. And, you'll never pay an overdraft fee or other hidden fees. When you open Probity Checking and begin making deposits, you'll eligible for an overdraft limit of up to $250. After 90 days of active use, you'll be eligible for a limit of up to $500. Credit history and the status of past banking relationships are considered in establishing overdraft limits.
Probity Checking also offers these benefits:
- No transaction fees.
- No minimum balance.
- Free ATM / Debit MasterCard.
- Free online banking.
- Free online bill pay.
- Traditional check writing (1)
- FDIC insurance.
All for a single monthly service fee of $29.95.
Here's an example of how Probity Checking can save money and simplify your life:
Suppose you check your account balance before leaving for work and there's $1,000 in your account. You know that your $950 mortgage payment has not cleared the bank, so you have $50 available to spend until tomorrow when your paycheck will be deposited. You stop for coffee on the way to work and have lunch with friends. On the way home, you pick up the drycleaning and buy a few groceries. Your debit card is used for all of these purchases totaling $45.00.
That evening, you discover that you forgot to write a $55 check for your water bill in your checkbook. So, if your mortgage payment clears the bank today, you're $50 overdrawn. Since most banks pay the largest items first, you could have 5 overdrafts that cost $150. Now, you're $200 overdrawn!
With Probity Checking, there's no need to worry. Your $29.95 monthly service fee includes overdraft protection. So, we'll cover your overdraft up to your overdraft limit and no extra fees will be charged. Your overdraft is automatically repaid when your next deposit is made. It's simple and stress-free!
If you have questions about Probity Checking, refer to Frequently Asked Questions (FAQ's) on this site or simply contact us:
(1) Subject to credit approval. See FAQ's for additional details.